Hawaii Medicare

Hawaii Medicare Is Health Insurance Program Run By Federal Government Which Handles Your Health Care Cost.

Original Medicare Makes The Payment For Visit To Any Hospital, Clinic Or Health Care Provider Accepting Medicare Services.

Check If You Are Eligible?

a)   You Must Be Citizen Of Delaware Of Age 65 Or Above

b)   Young People Below 65 Are Eligible If They Are Suffering From Disabilities

c)   Any Age People Suffering From End Stage Renal Disease (Permanent Kidney Failure).

Parts Of Medicare

Original Medicare Consists Of Part A (Hospital Insurance) And Part B(Medical Insurance)

Medicare Part A

  • Covers Inpatient Care In Hospitals
  • Covers Skilled Nursing Facility, Hospice And Home Health Care
Medicare Part B

  • Covers Doctor’s Services And Outpatient Care
  • Covers Some Preventive Services To Maintain Your Health

Original Medicare Is The First Medicare You Get When You Get Medicare Services.

According To Your Needs You Can Then Get Other Medicare Insurance Supplements Or Medicare Advantage Plans (Part C) Or Medicare Prescription Drugs Coverage (Part D).

These Additional Health Insurance Services Can Be Availed At The Time You Start Medicare Services (Part A & Part B).

Medicare Part C

  • Health Coverage Plan Approved By Medicare Given By Private Insurance Companies
  • Includes Part A And Part B And Also Other Services Like Part D
Medicare Part D

  • Prescription Drug Coverage Approved By Medicare Given By Private Insurance Companies
  • Covers The Cost Of Prescription Drugs
  • Lowers Your Prescription Drug Cost By Sharing The Cost

How Much Premium To Be Paid?

Medicare Part A (Hospital Insurance) Is Premium Free To All Those People Of Age 65 Or Above Already Receiving Social Security Benefits.

You Are Automatically Covered By Medicare Part A And Part B Services When You Are 65 Years Old.

Medicare Part B (Medical Insurance) Can Be Joined By Paying Monthly Premiums. The Premium For Part B May Be Standard For Every Month.

You Must Sign Up For Part B As Soon As You Are Eligible Otherwise A Late Enrollment Fee Is Charged By The Medicare Insurance Company.

If You Are Covered By Medicare Advantage Plan Like A Hmo Or Ppo Or Supplement Insurance (Medigap Policy), The Cost May Differ.

You Pay For Copayments, Coinsurance And Deductibles Which May Apply On Each Of The Above Services

It May Cost Less Or May Not Cost You For The Medicare Services, If The Doctor, Supplier Or The Provider Has Signed An Agreement With The Medicare Services To Accept The Approve Amount By Medicare As Fees Towards The Services. This Type Of Agreement Is Called An Assignment.

The Coverage And Cost Of Medicare Plans Change Every Year. Your Medicare Or Medigap Or Part D Plans Can Change Its Cost And Coverage Services In Health Care Each Year.

You Can Switch To Any Of These Plans As Required According To Your Health Needs And Prescriptions In Falls Every Year.

Enrolling In Part A

  • You Need To Sign Up If You Are Eligible For Free Part A
  • If You Have End Stage Renal Disease ,Please Visit Your Local Social Security Office To Sign Up For Part A And Part B
  • People With Age 65 Or Above Are Eligible For Premium Free Part A And Can Get It By Applying Online
  • Some People Get Part A And Part B Automatically If They  Are Already Getting Benefits From Social Security
  • ersons Below 65 With Disabilities And Availing Social Security Benefits Also Automatically Receive Part A And Part B Medicare Coverage

Initial Enrollment Period

This Seven Month Period Starts Three Months Before You Are 65 And Ends Three Months After The Month You Complete 65 Years Of Age.

In This Seven Month Period You Are Eligible To Enroll For Medicare Part B(Medical Insurance).

Before 65 Years 3 Months

By Signing In This Period You Can Get Benefits Or Coverage Of Medicare Part B From Your Month In Which You Turn 65
Before 65 Years 2 Months
Before 65 Years 1 Month

Month In Which You Complete 65 Years

 By Signing In This Month Your Part B Start Date Will Be Delayed
After 65 Years 1 Month

 By Signing In Months After You Turn 65,Your Date To Get Part B Benefits Will Be Delayed
After 65 Years 2 Months
After 65 Years 3 Months

Your Medicare Part B Insurance Start Date Will Be Delayed If You Join It In The Month  You Turn 65 Or In The Period Of Three Months After 65.

Month You Enroll Month Coverage Starts
July August 1
August October 1
September December 1
October January 1

Health Care Services Not Benefited In Hawaii Medicare

a)   Long Term Care

b)   Routine Dental Care

c)   Cosmetic Surgery

d)   Dentures

e)   Acupuncture

f)    Hearing Aids